This report examines Revolut’s evolution from a London-based startup to Europe’s most valuable fintech firm, analyzing its disruption of traditional banking models, strategic expansion into cryptocurrency and stablecoin markets, and the growing alignment with the United Arab Emirates (UAE) as a global fintech and crypto hub. Leveraging exclusive regulatory access, including the EU’s MiCA license and UAE’s stored value facilities authorization, Revolut has built a user base of 65 million globally, merging conventional financial services with innovative digital assets offerings. Concurrently, the UAE’s regulatory clarity, tax incentives, and strategic investments have positioned it as a magnet for fintech and crypto giants, exemplified by Revolut’s expanded presence and its CEO’s residency shift to the region.
